Cash Flow Business Loans

We often hear from business that Cash flow is tight, but when we examine their accounts we find, sometimes 100’s of thousands of dollars owed to them by their clients. There are many types of cash flow finance, from overdrafts through to Invoice financing, but which is going to work for your business?

Finance needs to be cost effective, flexible so it can grow with your business, but not restrict your personal lifestyle, by holding Mortgage’s over your house and other personal properties. It may also not be a fair situation, if there are more than one partner in a business where one partner puts up all the security for the loan.

With cash flow funding, often the lending can be over just the business itself, with security being a business debtor book.

There are many different variations in this type of finance and it is important to look at all options. Some lenders charge a flat fee, where with others it’s a variable fee, which can save money, but an accurate analysis must be completed or costly mistakes can be made.

At Nationwest, we have access to a large variety of lenders that operate this type of finance. Our constant research allows us to offer an insight into this market that is unparralled.